Peace of mind for every ‘what if’
- Protects your home and lifestyle
- Maintains day-to-day stability
- Avoids relying on a single policy
- Grows with your family
Comprehensive cover. Simplified.
- Life insurance
A tax-free lump sum to support your family if you pass away. - Critical illness cover
Financial breathing space if you’re diagnosed with a serious illness. - Income protection
A regular monthly income if illness or injury stops you working. - Family income benefit
Ongoing monthly support to help your family maintain stability. - Adaptable over time
Cover that can be reviewed and adjusted as your life changes.
For insurance business we offer products from a range of insurers.
Why Choose Areti
Your family, your needs, one complete plan
We design protection that fits your household’s unique financial landscape. Clear guidance, personal recommendations, and ongoing support come as standard.
Frequently asked questions
What is family protection?
Family protection brings together multiple types of cover — such as life insurance, critical illness cover, income protection, and family income benefit — to protect your household across a range of scenarios.
Why would I choose family protection instead of one policy?
Because life isn’t one-dimensional. Family protection helps ensure your home, income, and loved ones are supported whether you face illness, injury, or loss of income — not just one specific event.
Do you need to take all the components?
No. The most important aspect is tailoring your cover to your situation and your budget.
Does family protection change as my life changes?
It can. You should review your protection as your circumstances evolve — such as moving home, growing your family, or changing jobs — to keep it relevant.
How do I know what level of cover is right?
We take the time to understand your household finances, commitments, and goals, then recommend a balanced protection plan that fits your life.


