Safeguard what you value most.
- Protects your home and what matters inside it
- Covers unexpected events like fire, flooding, or storm damage
- Provides peace of mind whether you own or rent
- Helps keep your biggest asset financially secure
Cover designed to fit your home.
Buildings Insurance
- Protects the structure of your property
- Covers roof, walls, floors, fitted kitchens and bathrooms
- Required if purchasing a house by mortgage lenders
Contents Insurance
- Covers belongings: furniture, tech, clothes, valuables
- Protection against theft, damage or loss
Combined Home Insurance
- Buildings + contents in one easy policy
- Typically more cost-effective
Optional Extras
- Accidental damage
- Home emergency cover
- Legal expenses protection
- Personal possessions cover away from home
For insurance business we offer products from a range of insurers.
Why Choose Areti
Clear advice. Tailored cover. Real peace of mind.
We help you choose the right level of insurance so you’re not overpaying — or leaving gaps. You get clarity, confidence, and cover you can rely on.
Frequently asked questions
Do I need buildings insurance if I’m buying a house?
If you own, or will own, your house, buildings insurance is essential and required by your mortgage lender.
Do I need buildings insurance if I’m buying a flat?
Usually no. Buildings insurance is typically arranged by the freeholder and covered by your service charge.
Is contents insurance mandatory?
Contents insurance isn’t compulsory, but it helps protect your belongings — such as furniture, electronics, clothing, and valuables — if they’re damaged, lost, or stolen.
What counts as accidental damage?
Sudden, unintentional damage caused by a one-off incident — like spilling liquid on electronics or breaking household items. Coverage varies by policy.
Will my premium change over time?
It can. Your premium may change at renewal if your insurer reassesses risk, your level of cover changes, or market conditions shift. We’ll always help you review your options.
