Skip to main content

Moving Home

Support that moves with you.

Plan your moving-home mortgageSpeak to an adviser

Your home may be repossessed if you do not keep up repayments on your mortgage.

How We Help

  • Review your affordability for the next home
    We clarify what you can comfortably borrow so you can plan your move with confidence.
  • Secure a mortgage that supports your goals
    We find and explain the options that fit your plans — today and for the future.
  • Coordinate your sale and purchase timelines
    We help keep both sides of your move aligned, avoiding unnecessary stress or delays.
  • Manage all admin between lenders and solicitors
    We handle the communication and paperwork so the process stays smooth from offer to completion.

The Areti Way

Whether you’re upsizing, downsizing or relocating, we’ll keep the mortgage side simple so you can focus on the move.

Moving home is a fresh start — and it doesn’t need to feel stressful. We handle the mortgage side so you can focus on the move itself.

Frequently asked questions

Can I use my existing mortgage for the new property?

Possibly. Some mortgages are “portable,” meaning you can transfer your rate to the new home, subject to lender approval and affordability checks.

Do I need a bigger deposit when moving home?

Not always. Your deposit usually comes from the equity in your current property. How much equity you have — and the price of the next home — will determine the deposit available.

How does the mortgage work when I’m buying and selling at the same time?

When buying and selling at the same time, your existing mortgage is repaid when your home sells, and a new mortgage is set up for the property you’re buying. If both complete on the same day, the sale funds are used as your deposit and everything moves across seamlessly.

How long does the home-moving process take?

Most sales and purchases take 10–14 weeks, but chains vary.

When should I speak to a mortgage broker when planning to move?

As early as possible. We can help you understand affordability, decide whether to port, estimate costs, and plan timelines before you put your current home on the market.

I’m planning a move - do you have a quick guide I can follow?

Yes. Our Home-Mover’s Quick Guide walks you through the key steps, timelines and decisions in calm, clear language, so you can plan your next move with confidence.

Thinking of moving home?